Since we are in a "seller market", it is in your best interest to take the extra step and get pre-qualified for a loan.  This way you will go in with a strong offer, know that you can afford the property and the seller will feel more confident when reviewing your offer. 

I am able to refer several mortgage professionals to you so you can check out the best rates, terms and conditions. If you are thinking about paying cash for the property, it's also a good idea - in fact I highly suggest - getting an appraisal to make sure you are not overpaying for the property.  With the help of MLS and sales history, I can give you a good indication on reasonable market prices.  Fill out my form or give me a call--"hassle free professional service".   Let me help you find the best mortgage professional for you!